personal pledged loan meaning in Chinese

个人质押贷款

Personal pledged loan
个人质押贷款
Personal pledge loan is referred to one kind of rmb loan business in which the client takes the undue deposit certificate or voucher - like national debt to gain loans from the bank , and duly repay the principal and interest of loans
个人质押贷款是借款人以储蓄存单、凭证式国债等权利凭证作质押，从银行获得贷款，到期归还贷款本息的一种人民币贷款业务。